October 2021

Understanding Alcohol Use Disorder National Institute on Alcohol Abuse and Alcoholism NIAAA

People can focus on education and support, such as through Alcoholics Anonymous, or take on a sobriety challenge. People can learn mindfulness; rather than trying to soothe uncomfortable feelings with alcohol, mindfulness encourages techniques such as breathing, visualization, and meditation. As anyone who has had even a glass of wine can attest, alcohol can have …

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Dividends: Definition, How They Work and How They Pay Out

The IRS taxes dividends for stocks held directly or in a regular brokerage account. A qualified dividend means it qualifies for the lower long-term capital gains tax rates. For 2022, those rates are 0%, 15%, and 20%, depending on your income level. Meanwhile, the IRS taxes nonqualified dividends, also known as ordinary dividends, at your …

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